Sunshine where art thou?

Have you ever wake up on a weekend morning but just don't feel like doing anything at all? Not the type that you actually enjoying the morning by lying lazily on your cosy bed, but the type that you painted the world so bleak eventhough the birds are chirping gayly as usual?

The breakfast doesn't taste nice. The family companion seem unexciting. You don't know what to expect. There is nothing encouraging in your mailbox either. The internet seems slower than usual. Everything just don't feel right. And somehow...you have no idea why...

I don't like this feeling...how to get rid of this?

Insurance. Have you done your homework?

Most people my age would have owned at least one or two insurance policies, whether sold by walk-in agents or their relatives/friends working as agents. Not me. Why? Simply because I never knew the value of insurance prior to this. Too young, too early. And I don't have kids, or never will..LOL

Not that I had never encounter near-death situations in my life before. In fact, there were quite a few. Considering this, I gave insurance a deeper thought recently when my ex-classmate tried to persuade me to buy policy from him...oh well..

As with any other big item purchases or redundant payments eg mortgage/insurance, I think its always good to do some homework before jump into the bandwagon. At least you don't get coaxed into unnecessary expenses or simply get conned by unscrupulous people.

So here im just going to share some information I found off the net regarding insurance. As usual, do your own homework and research. Isn't it ironic that we deal with money matters everyday and yet our education system never teach us about money? :D

Life insurance. The general overview.


Types of insurance benefits


Traditional insurance VS Investment-linked


Term or Whole-life?


More on TERM


After checking out the sites, I guess I roughly know what plan is more suitable for me now. Im sure you would too. There is no such thing as the best policy, only the one that suits you most :)

Btw, women can insure their boobs and legs...

What about men then? LOL..

Happy holiday and Selamat Hari Raya Haji to those not working tomorrow! Cheers!